Insights

Online businesses are racing to prepare for agentic commerce. AI agents are beginning to shop, transact, negotiate, and make financial decisions on behalf of users. Fintech companies are investing heavily in AI transformation—automating everything from onboarding and customer service to risk management. The investment is justified. According to a Bain & Company report , Agentic AI could account for 15–25% of U.S. e-commerce sales by 2030 , representing a market of roughly $30